We grew up here. We treat our neighbors the way our parents taught us. Be friendly. Be polite. don't rush people. Take time to get to know them. and always be there to help them. For more than a century that's how we've done business at Farmers & Merchants Bank. Yes, banking is about dollars and cents, but it's also about helping people achieve their goals. Whether that's a comfortable retirement, financial security, or a better life for their kids, we offer products and services to help them make the most of their hard-earned money. Whether you prefer to use our convenient Online Banking or stop by either of our local offices, we're ready to serve you. Now what can we do to help?